GENERAL LIABILITY INSURANCE FOR POOL PROFESSIONALS
The Swimming Pool Pro Alliance (SPPA) provides General Liability Insurance specifically for pool and spa, pond, and fountain service professionals. This program is tailored to protect your business from risks you face every day, such as property damage or third-party injuries.
With SPPA, you get peace of mind knowing your business is covered by top-rated insurance customized for your unique needs. From solo operators to large service teams, SPPA offers options to fit every pool professional’s requirements.
WHAT IS GENERAL LIABILITY INSURANCE?
General Liability Insurance is a must-have for any business, including pool and spa service professionals. It protects your business from financial loss in case of accidents, property damage, or third-party injuries that occur while you’re on the job. For example, if a client or bystander slips and falls near the pool you’re servicing, general liability insurance can cover medical expenses and legal fees if necessary.
This type of insurance is essential for building trust with your clients and maintaining a professional reputation. It ensures that your business is prepared to handle the unexpected, giving you the freedom to focus on growing your services without worrying about liabilities.
TAILORED COVERAGE FOR POOL AND SPA PROFESSIONALS
At The Swimming Pool Pro Alliance (SPPA), General Liability Insurance is specifically designed for the unique needs of pool, spa, pond, and fountain professionals. Unlike generic policies, SPPA’s coverage addresses the specific risks you face, such as chemical spills, equipment malfunctions, or damage to client property.
SPECIALIZED COVERAGES YOU CAN COUNT ON!
SPPA includes specialized coverages that address the challenges pool service professionals encounter daily. For example, their Pollution Cleanup (Hazmat) coverage protects you against financial losses related to chemical spills or hazardous material cleanup, a common risk in pool maintenance.
Additionally, the policy covers Pool Pop-Ups, which occur when pools rise out of the ground due to improper drainage or groundwater pressure. This is a costly problem that can significantly impact your business without the right insurance. Other valuable coverages include Key and Lock Replacement for lost or damaged keys and Pool Inspections liability to protect you when evaluating pool systems for clients.
FLEXIBLE PROGRAMS TO FIT YOUR BUSINESS
SPPA offers two flexible programs to match your business’s size and needs. The Gold Program is an excellent option for smaller or growing businesses, offering $1 million per occurrence and $3 million aggregate limits. For those needing more robust coverage, the Platinum All Access Program provides enhanced benefits, including faulty workmanship protection, with $1 million per occurrence and $4 million aggregate limits.
Both programs include dedicated policy limits, meaning your coverage is exclusively yours and not shared with other policyholders. This ensures you receive full protection without compromise, no matter the size of your claims.
FAST AND HASSLE-FREE ENROLLMENT!
One of SPPA’s standout features is its streamlined enrollment process. Most applicants can get insured within 24 hours, allowing you to quickly start or continue your business operations without delays. There are no mandatory meetings, so you can focus entirely on running your business while enjoying full access to all member benefits.
Members also benefit from free certificates of insurance, which include additional insured and waiver of subrogation endorsements. These documents are processed within 24 hours, making it easy to provide proof of insurance to your clients and vendors.
NATIONWIDE COVERAGE FOR POOL PROS
SPPA proudly serves pool professionals across the United States (excluding New York), providing nationwide access to top-tier insurance coverage. This expansive service area ensures that no matter where your business is located, SPPA can meet your needs with the same level of expertise and reliability.
Having coverage that’s recognized nationwide allows you to expand your services confidently, knowing that SPPA has you covered no matter the state you operate in.
WHY POOL PROFESSIONALS TRUST SPPA
SPPA is a trusted name in the pool industry, providing “A” rated insurance from reputable carriers. With deep expertise in the pool trade, SPPA crafts policies that go beyond standard liability coverage, addressing the real-world challenges faced by pool, spa, and fountain service businesses.
Members also enjoy exclusive benefits, including vendor discounts, wholesale distribution deals, and access to professional resources. By choosing SPPA, you’re not only protecting your business but also joining a supportive community of professionals committed to excellence in the pool industry.
Don’t leave your business unprotected. SPPA’s General Liability Insurance gives you the peace of mind to grow your pool and spa services while safeguarding against unexpected risks. Join the thousands of pool professionals who trust SPPA to protect their businesses.