welcome to the sppa / your pool professionals

Swimming Pool Pro Alliance
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Swimming Pool Pro Alliance
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Protect Your Work | Protect Your Life

Comprehensive general liability insurance tailored specifically for pool professionals.

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POOL PROFESSIONALS

We are The Swimming Pool Pro Alliance

SPPA is an alliance dedicated to serving the niche insurance needs of pool and spa professionals. With over 30 years of industry experience, we offer three tailored insurance programs with competitive rates, ensuring exceptional customer support and peace of mind. SPPA provides general liability coverage for pool, spa, pond, and fountain service and repair professionals, including pollution cleanup, pool pop-ups, key and lock replacement, and pool inspections. Available in all U.S. states except New York, the program does not cover remodeling or construction.

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THE SPPA

WHY BECOME A PART OF THE SPPA?

Our A-rated General Liability Insurance provides top-tier coverage with dedicated policy limits that are not shared. We offer free certificates of insurance, including additional insured, waiver of subrogation, and primary non-contributory wording. With three insurance program options to choose from, no mandatory monthly meetings, and discounted affiliation programs, we make securing coverage simple. Applicants can be insured within Minutes!

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Trusted Expertise in Pool Industry Insurance

OUR UNDERWRITERS ARE PROVEN INDUSTRY LEADERS

Our coverage is “A” rated, backed by underwriters who are industry leaders with expertise in complex, niche insurance products.

Flexible Coverage Solutions for Your Business

WE HAVE INSURANCE OPTIONS

Whether your company is small or large, we offer customized insurance solutions designed to meet your specific needs. With competitive rates, we provide three program options, including general liability coverage for service and repair professionals.

Stay on Schedule... or Make Your Own

BEST IN THE INDUSTRY!

We understand the unique needs of the pool and spa industry. Coming from a family of pool service and repair professionals, our director has crafted tailored insurance policies specifically designed for your business. We are committed to providing the best coverage to protect your hard work and ensure peace of mind. 
 

POOL PROFESSIONALS

Comprehensive Liability Coverage for Pool Professionals

At SPPA, we provide specialized insurance solutions tailored for pool service companies. Our three-tiered liability packages—Silver, Gold, and Platinum All-Access—offer flexible coverage options to fit your business needs. With competitive pricing and exceptional service, we’re here to protect your business and give you peace of mind. Reach out today—we’re always open to talking to good people.

FOR START UPS

SILVER PACKAGE

Our Silver Package is designed for startup pool service companies looking for essential liability coverage at an affordable rate. It provides reliable protection, allowing new businesses to operate with confidence while staying compliant with industry requirements.

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LIMITS: 

• $1,000,000 Each Occurrence
• $2,000,000 General Aggregate
• $1,000,000 Personal Injury and Advertising
• $200,000 Fire Legal Liability
• $100,000 Pool Pop-up Coverage
• $50,000 Limited Professional Liability
• $50,000 Pollution Clean-up Cost (Hazmat) Non-Auto
• $15,000 Pollution Clean-up Cost (Hazmat) Auto
• $25,000 Organic Pathogen Coverage
• $5,000 Lost Key and Lock Replacement
• $5,000 Medical Payments
• No coverage for faulty workmanship

BENEFITS: 

• Dedicated Policy Limits (Own Limits/Not Shared)
• “A” Rated Insurance

FOR GROWING COMPANIES

GOLD PACKAGE

Our Gold Package is perfect for growing pool service companies that need expanded coverage as they scale. It offers enhanced protection and additional benefits, ensuring your business stays secure while you take on more clients and bigger projects.

APPLY FOR GOLD PACKAGE

LIMITS: 

• $1,000,000 Each Occurrence
• $3,000,000 General Aggregate
• $1,000,000 Personal Injury and Advertising
• $200,000 Fire Legal Liability
• $100,000 Pool Pop-up Coverage
• $50,000 Limited Professional Liability
• $50,000 Pollution Clean-up Cost (Hazmat) Non-Auto
• $15,000 Pollution Clean-up Cost (Hazmat) Auto
• $25,000 Organic Pathogen Coverage
• $5,000 Lost Key and Lock Replacement
• $5,000 Medical Payments
• No coverage for faulty workmanship

BENEFITS:

• Dedicated Policy Limits (Own Limits/Not Shared)
• “A” Rated Insurance
• Free Certificates of Insurance/ Waiver of Subrogation/Primary and Non-
Contributory Wording within 24 hours
• 10 % initial discount to Chapter/Groups/Patron Groups
• Applicants insured within 24 hours
• No Annual Fees

BEST COVERAGE / ALL ACCESS

PLATINUM PACKAGE

Our Platinum All-Access Package provides the most comprehensive coverage for pool professionals who want total protection. With the highest level of benefits and exclusive perks, this package ensures your business is fully covered, giving you complete peace of mind as you grow and expand.

APPLY FOR PLATINUM PACKAGE

LIMITS:

• $1,000,000 Each Occurrence
• $4,000,000 General Aggregate
• $1,000,000 Personal Injury and Advertising
• $200,000 Fire Legal Liability
• $100,000 Pool Pop-up Coverage
• $50,000 Limited Professional Liability
• $50,000 Pollution Clean-up Cost (Hazmat) Non-Auto
• $15,000 Pollution Clean-up Cost (Hazmat) Auto
• $25,000 Organic Pathogen Coverage
• $25,000 Coverage for Faulty Workmanship
• $5,000 Lost Key and Lock Replacement
• $5,000 Medical Payments

BENEFITS:

• No Annual Fees
• Membership Card
• 10% Initial Sign-up discount to groups/patron groups/chapters of 10+
• 20% Discount Initial Sign-up Alliance Fee **discounts cannot be combined
• Free Platinum All Access membership upgrade to current SPPA members (No
Alliance Fee to current members)
• Highest limits of General Liability Insurance
• Dedicated Policy Limits (Own Limits/Not Shared)
• “A” Rated Insurance
• Free VIP Priority Certificates of Insurance/ AI Certificates/Waiver of
Subrogation/Primary and Non-Contributory Wording.
• Free Priority Certificate requests – we will make your annual renewal and all
certificate requests first priority. Receive your new year renewal certificates 10
days sooner than non All Access Platinum Members.

• Life and disability Insurance- Access to exclusive member only Life and Disability
Insurance.
• Access to MeMD- A Telemedicine Value Add. Provides access to board-certified
doctors, nursed by phone or video conference. First 12 months free to All Access
Platinum Program members. ***Includes Entire Household

• Financial Business Class 10% discount
• Exclusive All Access Platinum discounts for Website Development and Marketing
• Discounted Private CPO/OSHA/CPI Classes
• Exclusive benefits and access to online Pool Route Sales
• 20% Discount on Billing/Software Programs
• Access to Free Agreements, Contracts, and Waivers
• $25 discount on pool poles/pool tools
• Direct Access to Distribution Rewards Programs
• Bookkeeping services and discounts
• 10% discount on Design and Printing
• Free Swimming Pool Learning Newsletter

BE PREPARED WITH

LIFE & DISABILITY INSURANCE

When it comes to protecting yourself and your family, there’s no room for compromise. That’s why pool professionals trust SPPA for life and disability insurance. We provide top-tier coverage, ensuring you have peace of mind knowing your family is protected. With competitive rates and unmatched customer service, SPPA offers a comprehensive, industry-specific solution for complete coverage—all under one roof.

EXPLORE LIFE & DISABILITY

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GET INSURED TODAY!

Have questions or need more information about our insurance programs? We’re here to help! Contact us today to learn more about our coverage options, get a quote, or speak with our team. Let’s find the right protection for your pool business.

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